National Pension Scheme Balance Difference Issue

Today's Topic

National Pension System Difference In Balances

  This is most important topic to discuss by Indian people who have NPS account in Tire I specifically central government servants. Today we will discuss about NPS ( National Pension System). What's the obstacle to implement NPS in India. And Mainly what will impact on Pension of the government servants.  We all are thinking only one thing...................................... any guess?

Yeah , absolutely right,Difference in balance of National Pension schemes account (PRAN). Most of the government servants  were joined government service on same day and filled PRAN application on same day.

Then what's the problem? Why PRAN account balance is different from each other.

Today we will discuss that issue deeply and I hope you all will get your answers.

NPS is launched by Indian government to all central government servants in 2004.

Pension Fund Regulatory and Development Authority is the administrative agency of the Indian government. As well as PFRDA has implemented NPS all over india. Financial year 2004 to 2008 PFRDA has implemented National pension schemes on behalf of Indian government.

Chairman of PFRDA has implemented NPS successfully with all members of the PFRDA. After 2008 PFRDA has decided that National Pension schemes has to be  implemented by the PAO of the respective central government departments and PFRDA ordered to all central government departments to do so that , and thas was big mistake done by Pension Fund Regulatory and Development Authority of India.

Reason are given below as per my information:-

• That's because no any PAO is ready to implement NPS perfectly by intentionally or not that we don't know.

• Secondly PAO and DDO are not well trend by PFRDA .

• PFRDA has not bounded to all PAO and DDO to generate PRAN within specified time.

• PAO and DDO Hesitated to implement NPS with responsibility.

• DDO has failed to generate PRAN within time however we can't say that because PFRDA had not specified time bound to generate PRAN of every government servants.

• DDO had failed to perform their duties and that would be impact on NPS balance.

• PAO DDO was not aware about bad impact of   NPS.

If you are one of them whose NPS balance is low than your friends then Postalnps will help you to correct your balance.

I hope you all will get the trick to check your balance Difference. Why you balance is low than your colleagues.

If you couldn't understand the reason for why your NPS balance is differ kindly comment or follow by email and your problem. We will try to discuss individually.


In next topic we will discuss how it will impact on your balance , annuity,  and pension.